The Gold Seal Homes Group
for peace of mind 
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Welcome to an Easier Way
The Gold Seal Homes Way

For most people, buying a home is a very stressful occassion.  First you have to find a home you like and in your price range.  Then you have to get a lender to approve your credit for a loan to buy the home.  Then you have to make sure (or cross your fingers and hope) that the home value matches the price and the amount the lender will lend.  Finally, you have to make sure the home is in good condition and won't become a money-pit, sucking every dollar out of your savings to pay for repair after repair.  And then, after you think it is all over you may find that you cannot afford to make the payments on the loan you got.  Now you are facing months and years of working several jobs and struggling to make mortgage payments, living just four car tires away from foreclosure.

It doesn't have to be that way!

The Gold Seal Homes Group exists to reduce uncertainty and stress in the homebuying process.  We do this by providing quality properties at discount prices as well as making sure we have a team of lenders, lawyers, and agents who share our vision and provide quality services.  Before you buy from The Gold Seal Homes Group you will know that you have a quality home at a price and payment that you can afford and the closing will be quick and painless.

    Do You Want This to Be Your Story?
                           We don't!

When my wife and I moved into our first home, it should have been a joyful occassion.  Instead, we lay there on our bed at the end of the day and said, "How are we going to make the mortgage payment?"

How did we go from joy to anguish?

We thought the real estate agent was looking out for us.  After all, they had shown us the form that said they were acting as a buyer's agent and had an ethical obligation to look out for us. Surely they would act according to the code of ethics they had shown us?  We were wrong.  They were just looking to maximize their commission.  They got paid even if we lost the home, so they qualified us for a home that cost more than we could afford. then they conspired with the seller to make sure the seller did not have to pay more than they wanted to in closing costs.

As a result of delays to closing, engineered by the real estate agents, our interest rate rose significantly causing our mortgage payment to go up more than $350 per month from the time it was approved to the time we went to closing.  We were stunned and wanted out, but didn't know what to do.

We thought the lender was looking out for us.  Surely they wouldn't want to give us the same loan now that the rate had risen so much?  Wrong again! The lender knew that they were going to sell our loan to someone else.  If we failed to pay, they still had their money and were on to the next loan.

We thought the lawyer was looking out for us.  After all, the lawyer was paid out of our pocket.  That means he should represent our interests to make sure the real estate agent and the lender did the right thing for us, right? Wrong!  The attorney collected his fee at closing and warned us in a stern voice, "If you don't pay, you don't stay!"  It turns out the lawyers at closings have their first duty to the lender, to make sure the closing is done the way the lender wants, and nothing more.

We formed The Gold Seal Homes Group to try to make sure others have a much better experience than we did.

Tom Sheppard

Learn more from Tom at his blog DiamondsFromLemons.com

If you are looking to buy a home in the area of Charlotte North Carolina, then Please, Don't Pay Retail....

Click Here to find out how you can buy a beautiful home at a discount price  http://www.BuyBelowMarket.com/

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